Built on Trust
We believe financial analysis deserves complete openness. Every aspect of our AI-driven market intelligence platform operates with full regulatory compliance and transparent practices.
Learn Our StoryRegulatory Foundation
Marcard & Schaefer operates under strict German financial regulations. Our Vermögensverwaltung GmbH structure ensures every client interaction meets BaFin's rigorous standards for investment advisory services.
This isn't just paperwork – it means your financial data receives institutional-grade protection, and our AI recommendations follow established fiduciary principles.
Your Data, Protected
Financial information requires exceptional security. We've implemented multi-layered protection that goes beyond standard GDPR compliance.
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End-to-End EncryptionAll portfolio data encrypted during transmission and storage using AES-256 standards
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Minimal Data CollectionWe only collect information essential for market analysis – no unnecessary personal details
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EU Server InfrastructureYour data never leaves European jurisdiction, hosted in Frankfurt and Amsterdam facilities
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Regular Security AuditsQuarterly penetration testing by independent German cybersecurity firms
Matthias Zelenko
Started analyzing European markets in 2009, focusing on algorithmic trading patterns. His approach combines quantitative methods with behavioral finance principles, particularly around market volatility periods.
Former Deutsche Bank quantitative analyst
15+ years institutional portfolio management
Ingrid Kowalski
Ensures all AI-driven recommendations align with German investment regulations. Previously worked at BaFin overseeing fintech compliance, bringing regulatory insight directly to our technology development.
German Securities Law certification
EU Financial Services compliance expert
Clear Fee Structure
Analysis Platform
AI-powered portfolio analysis with real-time market intelligence and regulatory compliance monitoring
Advisory Consultation
Direct access to certified investment advisors for strategy discussions and portfolio optimization
Custom Research
Detailed market analysis reports tailored to specific investment objectives and risk parameters
All fees disclosed upfront with no hidden charges. Investment advisory services subject to German financial regulations with full fee transparency per BaFin requirements.
Questions About Our Practices?
We welcome inquiries about our regulatory compliance, data handling, or fee structure. Transparency means being available to explain how we protect and serve your financial interests.